From filing to valuation, every figure tied to its source.

It organises capital markets work into six separately licensed modules. For articles, IPO, fund and other SPK filings it pre-checks the file: is the document set complete for the application type, do the prospectus and the investor information form follow the Board's standard, are the documents consistent with each other. In valuation it calculates company value from financial statements and the investor presentation; in pre-investment review it runs financial and legal due diligence with a checklist. It does not file anything and it is not a substitute for the Board's decision.

You choose the methods: discounted cash flows, comparable company multiples, precedent transactions and adjusted net asset value, and they are weighted. Financial statements are read from the documents, with OCR first if they are scanned; you can see and correct every line read. You get a value per method, a weighted equity value, a WACC and terminal growth sensitivity table and a draft report.

You upload the presentation of the company you are about to invest in, as PDF or PowerPoint. Actual and target series, growth and margin indicators and the asking value are read with their slide numbers. DCF and multiple values are calculated on the management case and compared with the asking value; inconsistencies and points of attention come as comments. Comments rely on the information in the deck and are not investment advice.

Financial review covers earnings quality, net debt, working capital, tax, related party transactions, contingent liabilities, payroll and capital expenditure; legal review covers incorporation and shares, management and representation, material contracts, financing and security, litigation and enforcement, permits, employment, intellectual property, personal data, real estate and competition. Each area keeps a status, a risk level and notes. Wording that needs attention is flagged with its page; an expert assesses the context.

Some rules are deterministic: document presence, format, section structure and cross-document consistency. Content rules are assessed by a language model that reads the section text and supports every decision with a verbatim quote from the document. A decision whose quote cannot be found in the document, that has low confidence, or that a second review does not confirm never becomes a finding; it goes to an expert.

Every rule is tied to a communiqué and article, and no rule runs without approval from capital markets counsel. When a rule changes, the new version is approved again; the report states which rule set version was used.

Not yet. Today the product pre-checks filings. Source-linked drafting is on our roadmap and will be developed together with pilot institutions.

No. U2 AI FinTech is a document checking and analysis tool. It does not provide investment advice, portfolio management or brokerage. Valuation outputs are decision support; they do not replace valuation reports that regulation reserves for authorised firms, or legal advice. Nothing on this site or in the product is an offer or recommendation regarding any capital markets instrument.

Not at the product level. U2 AI FinTech is an independent product of U2 AI Studio Teknoloji A.Ş.; it does not imply approval, licensing or endorsement by the Capital Markets Board and it is not a substitute for the Board's decision. References to the Board and its regulations describe the regulatory context only.

Every document is virus-scanned on upload and encrypted with a key specific to your institution; those keys are in turn protected by a master key held in a hardware security module. The application and database run in Istanbul; encrypted backups are kept in the EU (Frankfurt). Access is role-based and requires two-step verification, and every action is written to an audit log. Your documents are never used to train models.

U2 AI FinTech is a venture of U2 AI Studio Teknoloji A.Ş., a multidisciplinary team of AI and software engineers building AI products across fields from audit to human resources.

With a scoped pilot: one institution, one file, whether a filing, a valuation or a review. If needed, a confidentiality agreement is signed first. Fill in the form or write to info@u2aistudio.com; once your account is opened you sign in at app.u2aifintech.com.